Free Money News December 2012

Happy Holidays!

We hope you had a wonderful Thanksgiving. We give thanks for you our readers and continue to do all we can to help you receive or earn all the money you can!

We've had many requests from people who find it hard to get by and just need help, period.

This month we especially hold out some hope as you'll see below in December News. Our topics include help with foreclosures, finding some financial assistance to help you buy a house, and just plain finding some cash for whatever you need. This month read:

• The Independent Foreclosure Review Program. If you went through the foreclosure process in 2009 0r 2010 read on right now!

• Find Help Purchasing A Home: or if you already own one, get some tips on avoiding foreclosure.

• I Need Help – now! Our latest article, designed to help you get assistance quickly if you don't have time to go looking for grants or federal aid. The article includes details on a special hotline you can call nationwide to find local support.

Independent Foreclosure Review Program: Could It Help You?

Over the past several years literally millions of Americans were forced to give up their homes due to foreclosure. You may be one of them. As if that weren't bad enough, you may also have been the victim of unfair lender practices during the process. If that happened to you during 2009 or 2010 you should definitely look into the Independent Foreclosure Review program. This program was jointly started by the Federal Reserve System and the Office of the Comptroller of the Currency. And you only have until December 31 of 2012 to see if you might benefit from it!

Fortunately that is easy to do. There is a special hotline you can call, open every Monday to Friday between 8AM and 10PM eastern time and Saturdays from 8AM to 5PM. The toll-free number is 1-888-952-9105. If you qualify you can submit a request for review online and you must do so by 12/31/2012. To be eligible you must have gone through the foreclosure process in during the period 1/01/2009 and 12/31/2010. The home being foreclosed must have been your primary residence (as opposed to a rental property or vacation home). In addition your mortgage must have been serviced by one of those on a list of close to 30 major banks. If it sounds like this may apply to you, call now and find out if you may be due some financial compensation!

Need Assistance Purchasing A Home?

If you were lucky enough to survive the bursting of the housing bubble you may actually be trying to purchase a home. You see a lot of promises about help out there but whom can you trust?! A relevant article on Go Free Government Money will give you the facts on finding free assistance for purchasing a home. If you already own a home, these same sources can also help you keep it by avoiding foreclosure and finding help for needed repairs.

Local Help Hotline

Do you need because of a tough situation in your life? If so, we trust you have read our article about Federal Aid and the questionnaire you can fill out to find out any benefits you might be able to get from the government.

But if you have a more urgent requirement right now, you don't have time to go through that process before you can get help. In that case, our most recent article provides information on local resources dedicated to helping people immediately. These include both federal and state agencies as well as non-profit service organizations.

Many such organizations exist around the country; the trouble is being able to find them. Now there is an easy national hotline you can call to get help. The people who answer can tell you what service organizations are available in your area based on what you tell them about your situation and your needs. In addition to discussing this hotline our article suggests a local action strategy you can follow to find help close to home. So check out I Need Help now and put together your plan for a happier holiday season!